Motorcycle Insurance in Jerome, ID
The open roads of Idaho offer endless opportunities for motorcycle enthusiasts to explore and enjoy the ride. Motorcycle insurance helps ensure your adventures stay worry-free by offering financial support when the unexpected occurs. At Prescott & Craig, Inc., we can help you find coverage that matches your riding style.
What Is Motorcycle Insurance and Who Needs It?
Motorcycle insurance is designed to offer financial assistance for situations involving your bike and riding activities. Unlike auto insurance, motorcycle coverage addresses the specific risks riders face on two wheels.
If you’re riding on Idaho roads, motorcycle insurance isn’t just a good idea; it’s required by law. However, different riders face varying needs based on their situations. Daily commuters who navigate Idaho’s streets need coverage that acknowledges their regular exposure to traffic. Weekend riders who explore scenic routes may want coverage that considers recreational use. Riders with custom bikes or additional accessories often seek coverage that accounts for their bike’s unique features and modifications.
What Does Motorcycle Insurance Cover?
What motorcycle insurance covers varies depending on your needs and preferences; however, they may commonly include the following coverages:
- Liability coverage may help with expenses if you’re responsible for another person’s injuries or property damage while riding.
- Collision coverage may assist with repair costs if your bike is damaged in an accident.
- Comprehensive coverage may help with noncollision incidents such as theft, vandalism or weather damage.
- Medical payments coverage may help with healthcare costs if you or your passenger are injured.
Contact Prescott & Craig, Inc. today to explore motorcycle insurance options that fit your motorcycle riding needs. Our experienced team can help you find coverage that offers both value and peace of mind on the road.